Reclaiming Your Financial Future With Bankruptcy

When people hear the word "bankruptcy" they may panic. They worry that they will lose their homes, cars, and that bankruptcy will permanently destroy their credit score. However, our attorneys help Texas families understand that bankruptcy is actually a fresh start.

Once you file for bankruptcy, your creditors cannot harass you, and you can create a plan to refresh your finances. Whether you fell into debt from unexpected medical bills, or credit card debt, bankruptcy can be a valuable step towards reclaiming control of your financial future.

If you are considering bankruptcy, call 254-781-4263 to schedule a free consultation at either our Killeen or Belton offices.

Individualized Plan From Compassionate Attorneys

Our compassionate lawyers carefully evaluate your assets, debts, and your family's overall circumstances. We develop an individualized plan utilizing either chapter 7 or chapter 13 bankruptcy. Filing for Chapter 7 bankruptcy completely eliminates dischargeable debt, while filing for Chapter 13 bankruptcy creates a debt repayment plan. In certain circumstances, our attorneys employ a combination of the two systems — referred to as Chapter 20 bankruptcy.

Rejecting The Misconceptions Surrounding Bankruptcy

Unfortunately, many people fail to receive the financial help they need because they fear common bankruptcy misconceptions. A few of the most common myths are:

  • You will lose your house. In fact, filing for bankruptcy can stop foreclosure and protect your assets.
  • Your credit score will be permanently destroyed. Your credit score will take an initial dip, but reclaiming control of your finances allows you to rebuild your score overtime.
  • You will never be able to get a credit card. You can regain creditors' trust through tools such as secure credit cards that allow you to rebuild your credit score overtime.
  • You cannot file for bankruptcy if your income is above the median income. You can file for bankruptcy regardless of your income; however, it may preclude you from filing for Chapter 7 bankruptcy.

Take Control Of Your Finances And Meet With Our Attorneys

Call 254-781-4263 to schedule a complimentary consultation with Baker & Tisdale PLLC. You may also email our firm online. We will partner with you through the bankruptcy process, ensuring that you feel confident as we help you find debt relief.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.